The International Bank of Azerbaijan offers to all the IBA pension cards holders service “Pension+”.

What is “Pension+” service?

All holders of pension cards may obtain a credit limit by contacting the Bank and signing a loan agreement.

What are the terms of “Pension+” service ?

  • The service is free of charge, there is no any additional fees or interest.
  • Loan amount to be used for non-cash transactions in certain commercial entities or for online payments on the Bank homepage.
  • Loan is available after the amount of pension is entirely spent
  • The debt on loan repaid automatically of the amount of the next month pension
  • After the complete debt payment, loan becomes available again.

“Pension +” service is available for all the IBA pension cards holders with the monthly pension above AZN100

Which commercial entities can be used loan?

  • Azəri-Med pharmacy
  • Neptun supermarkets
  • Araz supermarkets
  • Makromarket supermarkets
  • Armo Store supermarkets
  • Rahat supermarkets
  • Favorit supermarkets
  • Archelik stores
  • Other stores

Note : The list of the participating commercial entities will expand.

Pensiya+ Commercial entities

The International Bank of Azerbaijan, Information Centre:

(+ 99412) 437 7900 / 937 / for mobile phone holders: *BANK (*2265)  /