International Bank of Azerbaijan

The IBA's capacities allow making transfers all over the world both with and without a bank account. Depending on the option you choose the time of the transfer will range from 15 minutes to 3 days.

Type of Transfer	Term of Transfer	Tariffs

		In manat	In foreign currency

Intrabank Transfers	1 day	0,05% (minimum 1 manat, maximum 50 manats)	0,05% (minimum $1 equiv., maximum $50 equiv.)


Transfers inside Azerbaijan

Payment of customs fees via POS-terminal	1 day	0,15% (minimum 1 manat, maximum 100 manats)	-

other in country transfers	1 day	-	0,1% (minimum $1 equiv., maximum $ 50 equiv.)

Via XOHKS	1 day	0,1% (minimum 1 manat, maximum 50 manats)	-

Via AZIPS	1 day	0,15% (minimum 3 manat, maximum 100 manats)	-

KartTransfer	1 day	0,15% (minimum 0,6 manats )	0,15% (minimum 0,66 USD/ 054EUR/ 0,4 GBP)


International transfers

International trasnfers via SWIFT	average term - 3 days	-	0,35% (minimum$15 equiv., maximum $400 equiv.)

International instant trasnfers via SWIFT	1 day	-	0,5% (minimum $40 equiv., maximum $600 equiv.)


Transfers via "IBA-Moscow" or "IBA-Georgia" (without opening of the account)	15-30 minutes	-	0,25% (minimum $10 equiv., maximum $400 equiv.)

Any transfer below USD1000 can be made either with or without a bank account (excluding non-residents).
Transfers above the USD1000 threshold (or its equivalent in any other currency) require opening a current bank account in compliance with the relevant normative requirements set forth by the National Bank of Azerbaijan.

For individual customers » Transfers